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Equity Access

What is Equity Access?

Homeowners who've paid down or paid off their mortgage often sit on six figures in equity. This play helps you connect with long-term owners who may want to turn that equity into cash—whether to cover expenses, retire debt, or fund retirement goals.

The Right Audience

Owner-occupied homes with 20+ years of ownership and high equity. These homeowners tend to be older—but avoid targeting by age. Instead, focus on equity signals and tenure. This approach works well for reverse mortgage education or refinance conversations.
CLTV %: 60+ Type: Single Family, Condominium Oth Purpose: <> Reverse Oth Status: Open/Active Purchase Date: to: 2005

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The Right Message

Avoid age-based targeting. Instead, lead with insight: “You’ve built real value—let’s make sure you’re using it wisely.” Whether they want to age in place, pay off debt, or free up monthly cash, it starts with understanding their equity options.

Key Themes

Equity checkups for long-time owners
Options for turning equity into cash
Planning to stay in your home long-term?

Calls to Action

Want to see what your equity could unlock?
Let’s review smart ways to access your equity
Schedule a no-pressure equity consultation

Browse Equity Access Templates in our Marketplace

Outreach Channels

Direct Mail builds trust through tangible communication. Email and Online Ads drive education and lead capture. Phone calls provide personal reassurance and address concerns directly.

Recommended

Direct Mail
Phone Calls

supporting

Email
Online Ads ECOA Compliance Disclaimer: Do not use age or birthdate data to target homeowners. Marketing must comply with the Equal Credit Opportunity Act. Instead
use public record signals like long-term ownership
property equity
and owner occupancy. Keep messaging focused on education—not prequalification or eligibility.

Measuring Success

Track requests for consultations, equity checkups, or download activity if using gated educational content. Over time, measure the pipeline conversion rate for owners who respond and later pursue reverse mortgages or equity-based products.