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Reno Nevada Insights

Last month, two U.S. senators introduced a bill that would dismantle Fannie Mae and Freddie Mac and replace them with a number of private financial institutions that would issue mortgage securities. While getting rid of the GSEs strikes me

Flawed Corker-Warner Finance Bill Will Not Cure the Nation’s Dysfunctional Housing Finance System

The Senate Appropriations Committee is holding SB 30, a bill that provides tax relief to homeowners selling their home in a short sale

State Senate Punishes Homeowners by Holding Homeowner Tax Relief Bill Hostage

The Home Affordable Modification Program (HAMP) has done a dismal job of helping underwater homeowners.

HAMPered Government Program Needs to be Scrapped

In a blog post dated April 1, 2013, we reported that the rapid decline in foreclosure sales and short sales since January 1 was likely due to government intervention. At the time of publication we listed the California Homeowner Bill of Rig

Government Intervention Depresses Short Sales

A new Federal Reserve Bank of Boston discussion paper by Lauren Lambie-Hanson titled, “When Does Delinquency Result in Neglect”, links the deterioration in certain Boston, Massachusetts properties to various phases of the foreclosure proces

Government Policy Intervention Increasing Neighborhood Blight

On November 26, 2012, ForeclosureRadar recorded its millionth California foreclosure sale since January 2007. While we acknowledge that foreclosures are painful and unpleasant, this milestone also means a million underwater homeowners have

Retrospective: ForeclosureRadar Records its Millionth California Foreclosure Sale

the provisions of mortgage debt forgiveness contained in the Mortgage Forgiveness Debt Relief Act of 2007, were extended through January 1, 2014.

Mortgage Forgiveness Debt Relief Act Extended Through 2013

We expect Congress to extend the Mortgage Forgiveness Debt Relief Act of 2007, which played a major role in this year’s rise in short sales and principal reduction loan modifications.

Mortgage Forgiveness Debt Relief Act Will Likely Be Extended

The California Legislature passed the package of foreclosure prevention bills making up the so-called "Homeowners Bill of Rights" on Monday. The state assembly approved the legislation by a 53-25 vote, and the Senate approved it by a 25-13

"Homeowners Bill of Rights" passed in California.

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