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Laws and Legislation
Last month, two U.S. senators introduced a bill that would dismantle Fannie Mae and Freddie Mac and replace them with a number of private financial institutions that would issue mortgage securities. While getting rid of the GSEs strikes me
Flawed Corker-Warner Finance Bill Will Not Cure the Nation’s Dysfunctional Housing Finance System
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The Senate Appropriations Committee is holding SB 30, a bill that provides tax relief to homeowners selling their home in a short sale
State Senate Punishes Homeowners by Holding Homeowner Tax Relief Bill Hostage
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The Home Affordable Modification Program (HAMP) has done a dismal job of helping underwater homeowners.
HAMPered Government Program Needs to be Scrapped
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In a blog post dated April 1, 2013, we reported that the rapid decline in foreclosure sales and short sales since January 1 was likely due to government intervention. At the time of publication we listed the California Homeowner Bill of Rig
Government Intervention Depresses Short Sales
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A new Federal Reserve Bank of Boston discussion paper by Lauren Lambie-Hanson titled, “When Does Delinquency Result in Neglect”, links the deterioration in certain Boston, Massachusetts properties to various phases of the foreclosure proces
Government Policy Intervention Increasing Neighborhood Blight
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On November 26, 2012, ForeclosureRadar recorded its millionth California foreclosure sale since January 2007. While we acknowledge that foreclosures are painful and unpleasant, this milestone also means a million underwater homeowners have
Retrospective: ForeclosureRadar Records its Millionth California Foreclosure Sale
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the provisions of mortgage debt forgiveness contained in the Mortgage Forgiveness Debt Relief Act of 2007, were extended through January 1, 2014.
Mortgage Forgiveness Debt Relief Act Extended Through 2013
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We expect Congress to extend the Mortgage Forgiveness Debt Relief Act of 2007, which played a major role in this year’s rise in short sales and principal reduction loan modifications.
Mortgage Forgiveness Debt Relief Act Will Likely Be Extended
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The California Legislature passed the package of foreclosure prevention bills making up the so-called "Homeowners Bill of Rights" on Monday. The state assembly approved the legislation by a 53-25 vote, and the Senate approved it by a 25-13
"Homeowners Bill of Rights" passed in California.
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